Make your 403(b) an All-Star!
The 2026 Major League Baseball All-Star Game will be played at Citizens Bank Park in Philadelphia, PA on July 14! Did you know? The first MLB All-Star Game was played at Chicago’s Comiskey Park on July 6, 1933, with the American League winning 4-2. Babe Ruth hit the first home run in All-Star Game history during that inaugural game. | Hank Aaron, Willie Mays, and Stan Musial share the record for the most All-Star Game appearances with each playing in 24 games. | The All-Star Game has been cancelled twice, once due to war time travel restrictions (1945) and once due to a pandemic (2020).*
Just like baseball players prepare and train for the All-Star Game, you should plan and prepare for your retirement by contributing to your 403(b) plan. The MLB All-Star Game and your 403(b) Plan Account have more in common than you might think. Both require team effort. The All-Star Game brings together the best players from different teams to create a powerhouse line-up; your 403(b) Plan Account brings together your contributions and those from your employer (EverTrue) to build a strong retirement fund. Both have a future impact. The All-Star Game celebrates current talent and impacts players’ legacies and future careers. Your 403(b) contributions and investment choices impact your financial security and retirement lifestyle.
Help ensure your 403(b) Plan Account performs like an “All-Star” by implementing one or more of the following strategies:
1. Increase Contributions Over Time
Gradually increasing your contributions can have a significant impact on your accumulated retirement savings. When you receive a pay increase, pay yourself first by increasing your 403(b) savings. You can even select to automatically increase your savings rate each year.
2. Consider Roth Contributions
Our plan also offers a Roth option, that’s worth considering. Contributions to a Roth are made with after-tax dollars, but qualified withdrawals in retirement are tax-free. This can be particularly beneficial if you expect to be in a higher tax bracket in retirement.
3. Diversify Your Investments
Spread your investments across different asset classes (stocks and bonds/fixed income) to reduce risk and increase potential returns. Consider target date funds if you prefer a hands-off approach.
4. Regularly Review & Re-balance Your Account
Periodically review and adjust your savings and investment strategy. Your personal situation, risk tolerance, and retirement goals may change over time.
FOR INVESTMENT OR RETIREMENT PLANNING QUESTIONS: retirement@monetagroup.com | 314-735-9100
*Baseball stats - https://www.nbcsandiego.com/news/sports/mlb/50-fun-facts-about-the-mlb-all-star-game/3261289/
© 2025 Advisory services offered by Moneta Group Investment Advisors, LLC, an investment adviser registered with the Securities and Exchange Commission. Registration as an investment adviser does not imply a certain level of skill or training. These materials were prepared for informational purposes only. You should consult with an appropriately credentialed professional before making any financial, investment, tax or legal decision.