Click here for a printable summary overview of your EverTrue Medical & Pharmacy benefits in 2025 and here for a 2026 printable summary overview.

EverTrue offers four medical plan options:

• Bronze Level PPO Plan

• Silver Level PPO Plan

• Gold Level PPO Plan

• Consumer Driven Health Plan with a Health Savings Account (HSA) - For info on the HSA, visit here

Three of these plans are “more traditional” PPO (Preferred Provider Organization) plans, and one is a Consumer Driven Health Plan (sometimes referred to as a “high deductible plan”.  The Consumer Driven Health Plan is associated with a Health Savings Account (HSA), and is designed to encourage members to spend their healthcare dollars as if they are their own. Not every one of these plans is right for everyone. Each plan has its advantages and disadvantages as well as different financial costs, and employees should consider their own circumstances (including their families) when choosing the plan that’s best for them.  To help employees decide which plan is best for them, we’ve put together this resource that shows you the total out-of-pocket costs one would pay in a year based upon the level and frequency of how much healthcare services you and your family may wind up needing.  To review this helpful “Sample Medical Plan Scenarios” resource, please click here for 2025 plans and click here for the 2026 “Sample Medical Plan Scenarios”.

All four plans provide coverage for the same medical and prescription drug services, but different plans offer different provider networks. To check and see whether a doctor or healthcare facility is covered as an in-network provider, please login to your Anthem.com account or use the Sydney App and go under the Care tab to view the Care & Cost Finder.

How much you pay out of pocket in copays, deductibles, coinsurance, and in premium contributions will be different for each plan.